$100K - $15M
1 - 3 days
24 - 60 months
Get funding without collateral, from $100,000 to $1,500,000 - Rates as low as Prime + 1.75 - Automatic enrollment in our banks partners Business Rewards program
1 year term for secured revolving credit lines from $500,001 to $1,000,000 - Rates as low as Prime + 0.50% - Good for businesses with $2 to $10 million in annual revenues
Business loans backed by the our banks partners Loan amounts up to $15,000,000 Variable or fixed interest rates
Running a successful business requires access to capital. Whether you’re managing day-to-day expenses or making a major investment, having the right funding is essential for growth and stability.
That’s where a business line of credit from Access Business Loans can make all the difference.
With a line of credit, you’ll gain access to flexible funding that’s always within reach. Draw funds as needed to cover expenses or seize opportunities, and repay at your own pace. As you repay, your credit line replenishes, giving you the freedom to manage cash flow without having to reapply. It’s a smart, straightforward way to keep your business moving forward.
Access funds when you need them. You’re only charged interest on the amount you draw, making it a cost-effective solution for your business.
Enjoy business line of credit anytime of your need. We are meant to work accordingly with your financial needs.
Strengthen your business credit history by making on-time payments. We report to business credit bureaus, helping you establish a solid financial foundation for future growth.
Costs depend on the program you’re approved for. Some loans have 0% closing costs, while others may include fees ranging from 0–5%.
No, applying through Access Business Loans will not impact your personal credit at any stage of the process.
Funding can be available as soon as the same day, depending on the lender and your approval terms.
It depends on the loan. Some have no prepayment penalties, while others offer prepayment discounts.
Yes, short-term loans can be used for nearly any business-related expense, including payroll, inventory, marketing, and equipment.
No, Access Business Loans’s short-term business loans do not require collateral.
We evaluate over 50 factors, including cash flow, revenue, deposit activity, industry risk, time in business, credit profile, and existing loan balances.
Yes, you may qualify for an additional loan or options to consolidate existing debt.